The ZK-STARK proves three things: the user identity commitment exists in a Merkle tree, refund tickets are valid and correctly summed, and the total potential spending does not exceed the deposit plus refunds. This ensures solvency while keeping the user anonymous. ZK-STARK 证明三件事:用户身份承诺在 Merkle 树中、退款票据签名有效并正确求和、以及当前请求的最大花费不超过存款和退款之和。这保证用户有足够余额,同时保持匿名。